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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property. It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
What does the term Curb Appeal mean?
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
Barbara Vander MeulenKeller Williams Realty229 Rte 32Central Valley, NY 10917Direct: 845-674-0052Fax: 845-544-1138Home Office: 845-544-1138barbaravandermeulen@BestImageAgent.comBuying a home is one of the biggest decisions you will make. I have been licensed for the last 10 years and truly enjoy guiding people through the process of becoming homeowners. Finding a Realtor that is Full Time in the Business, that will respond to you and your questions is key. I have great follow up skills which helps keep all parties involved on track. Take a look at what my clients have to say about my service.
Barbara Vander MeulenKeller Williams Realty229 Rte 32Central Valley, NY 10917Direct: 845-674-0052Fax: 845-544-1138Home Office: 845-544-1138barbaravandermeulen@BestImageAgent.com
Buying a home is one of the biggest decisions you will make. I have been licensed for the last 10 years and truly enjoy guiding people through the process of becoming homeowners. Finding a Realtor that is Full Time in the Business, that will respond to you and your questions is key. I have great follow up skills which helps keep all parties involved on track. Take a look at what my clients have to say about my service.
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